This can be a copy of your receipt, delivery note or confirmation from your network provider of the phone you have in use on your contract. You need to be able to evidence ownership at point of claim.This policy only covers items purchased in the UK as NEW or refurbished items if purchased with a minimum of 12 months warranty.This insurance only covers items that are less than 1 year old, (unless you’re buying a multi-gadget insurance policy, in which case as long as 1 gadget is less than 1 year old, the others can be up to 3 years old).If you pay for your insurance monthly, then this is a monthly rolling policy. If you pay for your insurance annually, then this is an annual policy.If your claim is for a gadget over the value of £750 (when new) the excess fee is £100 for any claim.If your claim is for a gadget between the values of £251 – £750 (when new) the excess fee is £75 for any claim.

If your claim is for a gadget up to the value of £250 (when new) the excess fee is £50 for any claim.There is an excess fee payable for every claim you make.Please read this very carefully to ensure you understand the limitations of the cover you are about to purchase. This information is provided to highlight to you the key exclusions and conditions of the policy.

Surface laptop 4